Fraud Investigator

Job Description

The Fraud Investigator is responsible for evaluating and providing advice on matters including but not limited to preventing, detecting, investigating, and reporting suspected fraud, corruption, theft, and maladministration within the Company.

The role ensures that investigations are conducted objectively, confidentially, and in accordance with internal policies, regulatory requirements, and ethical standards.

The position contributes to safeguarding Company assets, reputation, and compliance integrity.

Reporting Line

Reports administratively to: Head of Internal Audit Function

Key Responsibilities

• Develop investigation plans, defining scope, objectives, parties involved, timelines, and risks.
• Conduct investigations in accordance with approved plans and professional standards.
• Gather, analyse, and document evidence (financial, operational, digital, and testimonial).
• Conduct structured interviews and obtain statements where necessary.
• Identify root causes and control weaknesses.
• Determine whether fraud or misconduct has occurred based on factual evidence.
• Prepare clear, comprehensive, and well-supported investigation reports.
• Present findings and recommendations as required.
• Maintain secure and confidential investigation records.
• Assist the Head of Internal Audit in preparing fraud-related management and Audit Committee reports.
• Monitor implementation of agreed corrective actions.
• Identify fraud trends and emerging risks.
• Recommend improvements to internal controls and fraud detection mechanisms.
• Contribute to staff awareness and fraud prevention training.

Collaboration & Compliance

• Work closely with Claims, Underwriting, Compliance, Legal, and Risk functions.
• Liaise with law enforcement and external stakeholders when required.
• Ensure compliance with applicable laws, regulatory directives (including Directive No. 04/2017 where applicable), and internal policies.

Professional Conduct

• Always uphold confidentiality and integrity.
• Conduct investigations impartially and objectively.
• Adhere strictly to the Company’s Code of Ethics and Conduct.
• Always act in the best interests of the Company.

Working Conditions

• Office-based with field investigations as required.
• May require travel within and outside assigned premises.

Qualifications & Experience

EDUCATION

Bachelor’s degree in law, Finance, Accounting, Forensic Accounting.

EXPERIENCE

• Minimum 3 years’ experience in fraud investigation, prosecution, audit, or forensic audit.
• Experience in insurance operations and financial regulatory environment is preferred.

PROFESSIONAL CERTIFICATIONS

CIA or CPA or ACCA or equivalent is a must for the holder of Finance or Accounting degree.

Core Competencies

• Strong analytical and investigative skills
• Excellent written and verbal communication
• High ethical standards and professional integrity
• Attention to detail
• Ability to work independently and under pressure
• Planning and organizational skills
• Relationship-building and teamwork
• Sound judgment and problem-solving ability

How to Apply

Interested candidates shall submit their signed application letter/resume, CV, degrees and relevant certificates not later than 12th May 2026.